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Description: January 2015 Fighting for Justice Issue

HERLIFE MAGAZINE SOUTH FLORIDA JANUARY 2015 HERLIFEMAGAZINE.COM KEEPING WOMEN CONNECTED FINANCE LIVING WILLS BEAUTY BREAKING THE FASHION RULES RECIPES MEATBALL SLIDERS TRAVEL COOLEST PLACES ON EARTH HERLIFE CONTENTS features 14 12 30 38 40 06 10 12 Welcome From the Publisher Health 2015 Fitness Trends Beauty When to Break the Fashion Rules Inspirations Lauri Goldstein Trendsetter A Different Breed Working Women Selling Your Business 24 26 Spotlight Lynden Nursing Mother s Perspective Beating the Boredom Blues Spotlight Lane & Ducheine Travel Coolest Places on Earth Finance Living Wills Special Section Top Lawyers 38 40 42 44 46 48 50 Tie the Knot Hillary and Joshua Recipes Meatball Sliders Spotlight Ann Desormier-Cartwright Scene and Be Seen Events Around Town Home Your Home s Market Value Calendar January Events Mind Matters Relaxation without the Drama 28 30 32 35 14 18 22 4 HERLIFEMAGAZINE.COM estate planning No matter what your age Estate Planning is essential to distributing assets according to your wishes and not that of the government s laws and statutes. Estate Planning is complicated where myths abound and they can be harmful to you and your loved ones. Below is a few common myths about estate planning. If I have a valid and thorough Last Will and Testament probate will not be required and my assets can be transferred immediately to the beneficiaries of the Will. In fact having a Will forces probate in most circumstances and the assets may not be transferred to the heirs for months or years. At a time of emotional trauma from the death probate adds confusion and frustration to the heirs and is public record which means available for review by anyone not just your heirs. Depending how title is held real estate must be transferred through a probate. Generally it is not a good idea to add your children to your deed unless they live with you are adults and you intend them to inherit the property to the exclusion of others. I do not need a Last Will and Testament if I have a small estate. Many people also believe that if there is no Will all the decedent s assets will be distributed to the surviving spouse. In Florida if you die without a will your spouse is entitled to all assets if you share the same children. If not 1 2 of the estate goes to your spouse and 1 2 to your descendents. Planning is necessary to address where you want your assets to go at death. Common myths for HERLIFE WELCOME a time of change The key to changing the world to changing your life and to empowering those around you is authenticity--the willingness to be yourself the willingness to be vulnerable the willingness to feel the willingness to live. PANACHE DESAI 2015 the time had come to fully implement and take action. My personal development goals are important and I know that I will not be complete until they are fully birthed. No we are not having any more children but if a vision is given to you and you do not live your purpose you will be unfulfilled. But when you share it with the world you give life In this issue of HERLIFE Magazine we are proud to feature local business owners who have found their passion and are sharing their gifts with their community. I hope you were also ready for 2015. It will be a year filled with love light and abundance. W hen the ball dropped on the end of 2014 and the New Year was rung in I was ready My intentions were written down earlier in the year and now It s my time and I am ready for the next step. p h o to by c a r l a b o e c k l i n p h o to gra p hy inspirational women 6 HERLIFEMAGAZINE.COM If you or someone you know has a great story that you think should be told please email me at karen Like HERLIFE South Florida Magazine on Facebook to stay current on great discounts special events and more hot deals TORI GAINER LIFE COACH MD BEAUTY LABS MEDICAL SPA AND WELLNESS CENTER Directed By Daniela Dadurian M.D. 561-655-6325 561.427.5008 Tng632 Relationships Recovery Educational Planning Imaging and Organization Call for consultation. 75 off any medical cosmetic or antiaging service. (Excludes spa services and retail items). Expires 1-31-15. Artisan Gelato Contemporary Art Ignite Your Passionately Creative Nature 536 Northwood Road West Palm Beach Historic Northwood Village Arts District BohemiaAG (561) 302-5568 Free Gelato with any Gallery Purchase BOHEM A AG JO LI NI Z ALTERATION & TAILORING 561-392-8969 33 South East 7th St. Suite J Boca Raton FL 33432 561-410-0162 Lourdes Sanchez Certified Yoga Instructor RYT 200 200Hr Teacher Training with Nulise Santana & Lourdes Sanchez February 5 April 25 2015 Meeting Thursdays 6 30 - 8 30pm and Saturdays & Sundays 12 30 -7 30pm. OM YOGA WELLNESS STUDIOS CALL FOR HOT DEALS ADVERTISING RATES 561-899-0433 Ext. 101 Bring in 2 pieces for tailoring or alteration and get a third one of equal or lesser value free. I sew it all staff & contacts Publisher and Editor-In-Chief Vice President of Business Development Account Executives Karen Alleyne-Means karen Shawn P Means . shawn Leah Christians Dana M. France Tara Gray Sara Lopez Pamela Parris Melissa Tucker sflsales (562) 899-0433 ext. 101 Marilyn Isaminger Paige Fisher Kathryn Creel Ashleigh Thomson Elana Bell Khristopher Means Elizabeth De Avila Lisa Taranto Butler Hope E. Ferguson Rebecca Flansburg Judy Goppert Dr. Phil Heller Marilyn Isaminger Kathleen Krueger Laura Leiva Kristi Northcutt Tina V. Savas Karen Alleyne-Means Carlos Aristizabal Harpo Studios Inc Dana France Christine Rose Photos by Roosevelt Karina Silva South Florida Science Center & Aquarium Teekay with 3PM Media Advertising Information Editor Art Director Associate Art Directors Advertising Art Director Interns Contributing Authors Contributing Photographers To contact HERLIFE Magazine 8461 Lake Worth Road Suite 122 Lake Worth FL 33467 Phone (561) 899-0433 Fax (561) 828-5975 Subscriptions Subscriptions are available for 26 (for 12 issues). Please go to or mail a check made out to HERLIFE Magazine to the above address. 2015 HERLIFE Magazine of South Florida is operated locally by KAM Enterprises Inc. an independently owned and operated franchisee of HERLIFE Magazine LLC. To reach national headquarters call 913-402-6994. 2014 by HERLIFE Magazine. All rights reserved. Although some parts of this publication may be reproduced and reprinted we require that prior permission be obtained in writing. HERLIFE Magazine is owned by HERLIFE Magazine LLC and is a free publication distributed locally and is supported by our advertisers. 17 000 copies are distributed in Broward and Palm Beach Martin counties. It is available in selected specialty stores doctor and dental offices medical spas hair and nail salons tanning salons public libraries and numerous other high traffic locations. Please call for a location near you or if you would like copies placed at your business. We do not necessarily endorse the views expressed in the articles and advertisements nor are we responsible for the products and services advertised. We welcome your ideas articles and feedback. 8 HERLIFEMAGAZINE.COM HERLIFE HEALTH 2015 fitness trends son. Don t worry though with the start of a new year most of us are ready to get back on track with our health and wellbeing and the fitness industry always provides us with an array of popular exercise choices. The latest fitness trends will keep you on your toes well into the months ahead. HIITS High Intensity Interval Training High intensity interval training was a big hit last year and is still a winner for 2015 HIIT is exercising in short intense bursts combined with either less intense exercise for recovery or complete rest in between. HIIT is ideal for busy people as you can get an extremely effective the latest and greatest in gadgets and classes workout in 20 minutes or less. One example is running as hard as you can for one minute and then walking for one minute. HIIT can be done with boot camp-style workouts cycling classes or your own equipment--or no equipment at all. Going really hard for a set amount of time and then recovering for a set amount of time gets your heart rate elevated and sends your body into fat-burning overdrive Tabata Typical Tabata training is four minutes of intense interval exercise in which participants exercise for 20 seconds at absolute maximum effort follow it with 10 seconds of rest and then repeat the sequence seven times for a total of eight sets. All fitness levels can benefit from Tabata since you exercise at your own level. Workouts can be completed with simple equipment or your own body weight which makes it easy to do in class or at home. Count the loads of calories you burn in a brief length of time and Tabata might turn into your go-to workout. Training Via the Virtual Web Imagine working out with a certified trainer and never having to leave the comfort of your own home while using the equipment that you already own. Online sessions allow trainers to provide live instruction to anyone with a webcam laptop and internet connection. Participants can choose from one-on-one personal training sessions to group personal training sessions. While private or one-on-one sessions offer a little more flexibility and customization group sessions enable people to participate in exercise classes at their convenience (with friends or strangers) and provide a budgetfriendly option to private sessions. On most online training sites customers can search for either a one-on-one session or Y ou ve opened every last gift rung in the New Year with a bang and packed away the tinsel but you might have also packed on a few extra pounds over the holiday sea- by l i sa taranto butler group workout and then browse a range of exercise types that include everything from beginner workouts strength training and yoga to Pilates boot camps and kickboxing. When it s time for the session or class the instructor and the participants are displayed live on the screen. Instructors demonstrate exercises and watch the participant as they complete their repetitions. This way instructors can correct any form or posture issues and provide feedback right on the spot. Check the web for more online fitness options in the coming year. Telemetry Gadgets are the go-to in 2015. If you re into tech toys and fitness then this is the year for you. Everything from wristbands and apps to heart rate monitors and running watches are 10 HERLIFEMAGAZINE.COM tracking daily activity and monitoring results. And if you are into winning then competition-based exercise may be your workout of choice. Group classes use data from these tech gadgets to display performance metrics on a board in the room and everyone can see where they stand in comparison to their classmates. Over the next five years or so experts are predicting that this industry will skyrocket as many of these wearable devices sync up with apps on our phones and integrate personal health data. With valuable personal data such as heart rate and blood pressure at our fingertips people tend to become more engaged in trying to live a healthier lifestyle. Combination Classes You see them all over--group fitness classes that combine two different fitness formats for an ultimate workout. There s nothing like joining kickboxing with strengthening or yoga with cardio to utilize muscles differently. Everyone is busy and this time-saving multi-tasking workout can get you into shape quicker while allowing your muscles to recover giving less chance of injury for your workouts ahead. Everything Old Becomes New Again Of course just as in the fashion world popular fitness trends come and go...and sometimes they come back again. Tried and true equipment such as treadmills and elliptical trainers will never go out of style kettlebells and dumbbells are seeing more exercise time since they are being used for new workouts. Who knows you may be back in a step aerobics class very soon. Now get out there and exercise HLM Sources and resolutions Dear Dr. Weinstein What would be your recommendation for a healthy New Year s Resolution in 2015 S.M. Deerfield Beach Dear S.M. At this time of year I am sure you can open any health conscious magazine and find the same recommendations. Exercise more lose weight stop smoking and make smarter food choices yadda yadda yadda. Don t get me wrong these are all great resolutions but they are the medical equivalent of Miss America s well-known desire for world peace. To best answer this question we must first define what is the meaning of good health Is it the mere absence of illness The World Health Organization defines health as a state of complete physical mental and social wellbeing. This is crucial as we often focus on the physical aspect of good health while ignoring the mental and social components. Make this the year in which you find your passion build inner tranquility and become a larger part of your community. Too often we get caught up with the disease to please others and forget to take care of ourselves. Make this the year during which you learn to take care of yourself first. Not in a selfish way but by recognizing your self-worth and personal happiness. If you are in an abusive relationship...LEAVE Only you can allow someone to take away your self-esteem. Seek help. Call the National Domestic Violence Hotline at 1-800-799-7233. Pay yourself first Put money aside for your retirement and for a rainy day. Find a financial consultant to help you find a savings plan that s right for your budget. It doesn t have to be much but over time it will grow. Take up a new hobby. Go on date nights with your spouse. Make time for your friends. Finish that degree. Just do something that feeds your soul and isn t work. Forget Facebook for a night and connect with a live person in front of you. Create your own legacy. You get the idea. Life is short and we are blessed with but a brief moment of time to make our mark. Use that time wisely for we can never get it back. Oh and one last thing...Don t forget to exercise more lose weight stop smoking and make smarter food choices. Lawrence Weinstein MD is a Board-certified cardiologist and Chairman of the Chest Pain and Heart Failure Center at Bethesda Hospital. His office is located at 10301 Hagen Ranch Road Suite B-4 in Boynton Beach. Please phone (561) 200-3583 for additional information or an appointment HERLIFEMAGAZINE.COM 11 HERLIFE BEAUTY fashion rules by l a u ra l e i va that should be avoided scrunchies anyone fashion is about finding what you love and wearing it with confidence. Many of the old fashion rules don t hold much weight anymore and in fact with a few tweaks even wearing knowing when to break the M om was always full of great fashion advice never wear white after Labor Day keep bright colors for spring and summer and never wear too many accessories. Fashionistas everywhere will often agree on one thing there are no rules in fashion While there are always going to be trends white after Labor Day is no longer a fashion don t. In today s world it s safe to say that breaking fashion rules is always stylish Wearing white after Labor Day is one of those perpetual fashion rules that often elicit confusion about what the proper etiquette is. For some fashionistas the unofficial end to summer means putting away brightly hued attire and white pants or blouses but don t be too quick to part with white. White denim or a sheer white blouse is the ideal accent to darker fall and winter clothing and brightens up any drab wardrobe. Still not comfortable wearing white after Labor Day Look for warmer creamy hues or off white to balance out a cozy outfit or go for a white accessory a handbag or clutch is always in fashion The idea of horizontal stripes is another treacherous territory for some but beautiful stripes should never be discounted Alhough some fashionistas are convinced stripes create the illusion of ten additional pounds there are plenty of ways to embrace the horizontal pattern so it fits and flatters every body type. Instead of thick bands of color that wrap around a garment look for blouses or sweaters that feature a skinny stripe. Smaller stripes offer a chic nautical look that s always in style and complements the body. Another fashionable way to wear horizontal stripes is to pair a striped blouse or sweater with a blazer or denim jacket. This additional layer polishes the look complements the horizontal stripes and visually keeps the pattern to a minimum. Do you avoid wearing certain colors together...say navy and black This is one fashion rule you can toss out the window. While this color combination has been avoided for years that habit has recently been ruled obsolete by such fashion house icons as Prabal Gurung and Carolina Herrera. Combining these two deep shades provides a chic classic look and can be something as simple as pairing black tights with a beautiful navy blue cocktail dress or tucking a silk navy-colored blouse into skinny black slacks. One of the newer fashion rules to be broken is mixing prints such as polka dots stripes and floral motifs. While breaking this rule is often left to the more adventurous fashionista it can certainly be done by anyone to create a stylish street-casual outfit. While breaking fashion rules is fabulously chic there are still some things to keep in mind when implementing a combination of patterns into a look. First always mix patterns within the 12 HERLIFEMAGAZINE.COM same color family to keep the ensemble from becoming completely chaotic. Another way to mix patterns is to do just that mix it up Pair leopard with polka dots or stripes or complement a floral pattern with horizontal stripes. Mixing patterns doesn t mean you need to wear a floral blouse with a plaid skirt create a fashion-forward look by keeping it simple such as choosing a patterned scarf or accessory to wear with a solid blouse and patterned skirt or pants. Fashion rules don t just apply to apparel either. Accessories are an entirely new avenue in which to break some aged fashion myths such as pairing gold and silver jewelry. There s always a fine line between creating a look deliberately and looking too messy which is why fashion bloggers and celebrities are mixing up silver and gold in a new way. Add stackable bracelets to the arm to finish off any look and be sure to use varying shades and widths of silver and gold bangles to keep the style fresh. Not a fan of bracelets Use the same concept with rings and dare to go even further away from this old-fashioned rule by incorporating other metallic hues such as the always-stunning rose gold When it comes to fashion many of the so-called rules we are familiar with are outdated. Creating new eye-catching looks or mixing and matching colors and patterns is a fun way to create personal style and stay unique. Want to wear white after summer Do it Love mixing red and pink together or combining polka dots with a small floral pattern Go right ahead. Fashion by definition is subjective so get creative and adventurous with those fabulous garments and accessories in your closet. HLM Sources HERLIFEMAGAZINE.COM 13 HERLIFE INSPIRATIONS Searching for an attorney after an accident is often a matter of necessity and urgency. Injuries can be so life changing that an attorney can seem like a true saving grace when insurance issues arise. Lauri Goldstein knows the time following an injury accident is often too traumatic to overcome without the support and advice of a legal professional. w ritten by judy gop p er t p hot ogr ap hy by d ana fr an c e HERLIFEMAGAZINE.COM 15 Florida. As a personal injury and accidents lawyer with A Law Firm of Goldstein Schmitt & Cambron PL she has the chance to help people in so many ways. Lauri moved to Florida at age five and grew up in Fort Lauderdale with her parents whom she cherished and idolized. They taught her the importance of hard work and ethics. Her father worked as a security guard and her mother owned a clothing boutique. They worked and socialized with people from all walks of life and those inter16 HERLIFEMAGAZINE.COM T hat is why she decided to dedicate her professional career to providing firm legal representation to those who have been wrongfully injured in any type of accident in the state of actions helped Lauri better relate to clients from all economic backgrounds. This firm nurturing family environment prompted her to attend Florida Atlantic University where she graduated in 1985. She then went to work in Washington D.C. as a paralegal which made her decide to go to law school. Lauri attended Thomas M. Cooley Law School in Lansing Michigan and successfully obtained her juris doctor only two and a half years later. Upon graduating she went to work for a large insurance company in Delray Beach Florida. Later her mother became ill and shortly thereafter her father did also. She lost both parents to cancer at a relatively young age. In 1995 Lauri opened her own practice in Stuart Florida. She has utilized the insight she gained at that first job just out of law school to successfully satisfy claims for her clients who had been injured by others. I saw them muscle their way out of paying claims they should have paid time and time again she noted. This experience has created a tough adversary in Lauri and she is a relentless advocate who is always available to her clients. She represents numerous victims who suffer from unfair situations. Many times it s a case where someone gets hit in a vehicle no fault of their own she reiterated. Maybe they don t have insurance yet the person has numerous and costly medical bills. We will try to help them. Over the last two decades Lauri has represented professional athletes well-known entertainers published authors and blue-collar work- Army and received a Purple Heart for bravery. She has represented military families and once she helped a family in which a serviceman was struck by a tractor-trailer while on his motorcycle shortly after returning home from duty in Afghanistan. He was killed leaving a wife and child behind. She tirelessly worked for this family who was awarded the second largest motorcycle accident verdict in the history of the state of Florida. She currently holds membership in the Martin County Bar Association the Florida Bar and the Florida Justice Association. She is a member of the Martin County Lawyers Associates and the Association of Trial Lawyers of America and is a Florida Supreme Court-certified civil circuit mediator. No amount of money can possibly erase the trauma and the injury that result from an accident let alone the death of a loved one Lauri asserted. ers. Although these clients may be in different tax brackets they are all the same when they walk into her office in pain and in need of help. Her staff describes her as compassionate patient loyal and trustworthy. She has been involved with key leaders in Washington D.C. including several presidents through her philanthropic efforts. She is also an advocate for the doctors in the community and affirmed We do not take malpractice cases here. I m a friend to the doctors not their foe. She is well aware that her clients need to reach her at all hours not just nine to five so her cell phone is posted on her website and someone is available to take calls at her office 24 hours a day seven days a week. They are all afraid of what the future holds and all deserve quality representation she explained. Those philanthropic efforts have become near and dear to the heart of this passionate caring woman. She loves helping children the elderly and the environment and her firm has donated hundreds of thousands of dollars to many notable charities. She has assisted local elementary schools including Hobe Sound Elementary School Port Salerno Elementary School and Pinewood Elementary School. Her community concern extends to the purchase of bulletproof vests for local police dogs. She also assists other organizations and firmly supports nearly 50 non-profit organizations including hospice care cancer charities Alzheimer s care homeless services veterans causes area arts programs Hibiscus Children s Center Big Brothers Big Sisters Tykes and Teens The House of Hope Temple Beit Ha Yam the Florida Oceanographic Society the Council on Aging Florida Oceanographic Coastal Center and many many more. She has sponsored the Riverwalk Jazz Series that provides free outdoor jazz concerts during the season. In 2011 Lauri was recognized as the Woman of the Year by the Woman s Club of Stuart at their annual fundraising fashion show and luncheon and she was nominated for the Outstanding Small Business of the Year by the Association of Fund Raising Professionals in 2010. Her staff is comprised of people who have been with her for years. She repaid that loyalty in 2004 after Hurricanes Frances and Jeanne destroyed her Stuart office. They were shut down for a few months but she continued to pay her employees and worked day and night to get her business back to normal. I ran the practice from two locations while I was four months into a highrisk pregnancy she smiled. I knew I had to do what I had to do. Lauri is a fiercely dedicated wife and mother. She has been married more than 20 years and has two children. She believes that family comes first. Her core values are such that she not only has the strong commitment to family children and the elderly but also has a great honor for U.S. servicemen and women. Her father served in the But people who are injured certainly deserve an attorney who will treat them with respect patience and compassion and who will represent them with all the best resources to make sure they are properly compensated by the defendants. Lauri provides sage advice to women desiring to follow their own dreams. To thine own self be true. Treat people in life the way you want to be treated. Always be a lady. Keep your cool. Choose your words before you speak them. Keep your sense of humor. Don t take anything personally. Hard work pays off. These are all wise words to follow from a woman who knows the dedication of living them. HLM To learn more about how you can benefit from her personal injury legal services contact Lauri Goldstein at 772-222-2222 or visit Her staff is comprised of people who have been with her for years. She repaid that loyalty in 2004 after Hurricanes Frances and Jeanne destroyed her Stuart office. They were shut down for a few months but she continued to pay her employees and worked day and night to get her business back to normal. HERLIFEMAGAZINE.COM 17 HERLIFE TRENDSETTER a different breed HERLIFEMAGAZINE.COM 19 models peyton b. and shay w. bmg models andre the arabian owner barry schimel makeup artist sandy maranesi east coast makeup hair stylists jessica brand instyle beauty boutique sandy maranesi east coast makeup wardrobe christine rose and panama d avila couture hats designed by panama d avila couture milliner y shot on location by christine rose photography at with the wind farm wellington owner barry schimel photo assist dakota rose horse trainer nora vanegas HERLIFEMAGAZINE.COM 21 HERLIFE WORKING WOMEN by t i n a v. s avas selling your business start with the end in mind B efore you know it there will be thousands of baby boomers trying to sell their businesses. But a huge issue will loom too few buyers. This will in turn create a buyer s market in Joanie Gable a partner with B2B CFO a Certified Business Transition ExpertTM and one of the few women in the country who specialize in exit strategy says selling your business can be a glorious occasion...something you have looked forward to from the very beginning. But for others she says it can be a painstakingly difficult and emotional divorce of sorts and when it s all over you may enjoy a honeymoon period with lots of quiet and alone time. But there may also be an empty feeling of loneliness. Knowing what to expect can help either type of business owner. You should be prepared for endless probing seemingly intrusive questions and the resulting emotions they are surely apt to bring out in every business owner. The best preparation according to experts is to know that the process will take much more time than you can ever imagine. A potential buyer may court you the seller and everything feels just right. Suddenly the dating is over and the buyer presents a due diligence checklist of 200-plus questions everything from documents to prepare and locate to answers to everything you and your employees know and do or plan to do. Suddenly those good feelings could plummet. You may feel as if the buyer is snooping into your business beyond a reasonable expectation. It is important for you to realize that this interrogation is ultimately worth lots of money to you. Gable says It is only a business deal not life or death not theft or murder just business questions for a buyer to know if they want to take your valuable asset and make it their own. This is a time to be proud stand tall and embrace the beauty of what you have built. Someone wants to hear your story so make it good she adds. Preparation is an important key to getting the most for your business. In the months and years before you sell the best thing that can be done is to keep very good records. All legal documents board minutes (be sure to hold regular board meetings these are necessary to confirm corporate status) customer files financial records employee files etc. need to be kept in a transferable state. This will save valuable time and unnecessary frustration down the road. Your company s financial information must be accurate prepared regularly easy to understand and which only about 20 percent of these businesses are expected to sell. And those fortunate few will have pristine records and stories to match. If you find yourself in this tsunami of businesses about to hit the market there is a strategy to guide you to a successful sale. According to the Small Business Administration The truth is that many small business owners have no exit strategy for their businesses in the event of their disability retirement or death. Given the current economy it isn t surprising small business owners focus their energies on business survival future growth and even remaining active in business after retirement. However a business exit strategy not only means having a plan for the unexpected including financial hardship injury disability and even death it also means having a plan for the succession or transfer of ownership of your business when it comes time to hang up your hat and retire. 22 HERLIFEMAGAZINE.COM audited or reviewed if necessary. One of the most common errors made by business owners is engaging in under the table money or transactions. Imagine you are the buyer and make the necessary moves now to eliminate any red flag material that could pop up during due diligence. As the time approaches to begin the sales process it will take a team. Normally the people involved consist of you your staff and your professional advisors such as your banker insurance agent wealth manager CPA tax advisor legal counsel CFO and other key people involved with your business continuation. The team will help you navigate the many requests and requirements involved with a successful sale. According to the SBA Before you embark on your exit strategy be sure to engage your lawyer and even a business evaluation expert. That way you will be sure that you have explored all the options available to you. During this time it is critical that you continue top-notch service to your customers increase sales and profits and keep the business moving forward and upward. Any slip or sliding momentum or profits will be a huge deterrent to a prospective buyer. A skilled professional in the art of business growth such as a CFO can potentially and dramatically raise the value of your business thus resulting in the best sales price for your business. It may be time to get started--don t procrastinate this important process. HLM Sources and HERLIFEMAGAZINE.COM 23 HERLIFE SPOTLIGHT LYNDEN NURSING w ri tte n by j u dy go ppe r t twilight of their lives. M ark Twain wisely penned Wrinkles should merely indicate where smiles have been. Lynden Williams believes this and practices it daily to the utmost detail. He and his caring capable staff at Lynden Nursing Service LLC bring joy to the lives of many who have reached the With 14 years of extensive experience Lynden has become a renowned leader in the home health industry. As he began his journey in home care he quickly realized he had a knack for developing enduring relationships with his clients. He successfully catapulted into top managerial positions and has since progressed by creating his own vision of a more personalized approach to home care. Lynden s commitment to provide and serve his clients has allowed him to build a first-class administrative team that shares his vision. I ventured into a business company in Delray Florida and worked in a capacity that allowed me to garner the necessary skills values and attitude along with my engaging personality that assisted me to evolve from scheduler to top management by 2008 Lynden explained. This company nurtured me to the point where I felt I was proficient to venture out and create my own business. As a youngster Lynden watched his grandmother caring for his grandfather for a number of years. Her humility and willingness to meet the needs of her husband was the catalyst that motivated him to delve into this business opportunity. Having realized the importance of the right person to care for someone in need in 2009 I decided to put my fingers to the wheel. From just a few clients and caregivers Lynden Nursing Service came to life he discussed. Lynden Nursing Service has seen tremendous growth based on their uniqueness. The main strategic goal is to provide the most efficient caregivers who match favorably with clients. This ensures that they care for and cater to his or her needs thus making each client s daily life more functional. Our innovative usage of in-depth software is very instrumental in organizing the profile information we gather assess and evaluate Lynden revealed. My team then works fastidiously to pair client with caregiver through recognizing the expertise of the caregiver alongside the special care required by each individual patient. Lynden Nursing Service provides a wide range of referral services including Home Health Aides (HHA) Certified Nursing Assistants (CNA) License Practical Nurses (LPN) and Registered Nurses (RN) who are experts in their field. These medically skilled home care individuals are placed with clients who require empathy care physical assistance and additional personalized services to aid in their road to recovery. The knowledgeable team of caregiv- WE ARE EQUIPPED WITH INTERPERSONAL SKILLS THAT ALLOW US TO RELATE TO EACH CLIENT AS IF HE OR SHE WERE A PARENT OR GRANDPARENT. OUR RELATIONSHIP WITH OUR CLIENTS IS HANDLED WITH DILIGENCE AND RESPECT. ship with our clients is handled with diligence and respect. Lynden Nursing Service is committed to exceeding the expectations and needs of each client and their family members through compassionate service. Call on them with confidence that your loved one s independence and quality of life ers works from one to 24 hours a day and is at the beck and call of the clients it serves. We are happy to represent the caregivers as we assign them to clients they are compatible with which makes the process of caring while they work very comfortable Lynden continued. We recognize that the caregivers are also our clients thus we provide them with the same committed and excellent service we provide to our patients. Patients are guided through the necessary steps that prepare them for services and their lives transform holistically through the professional home care individuals of Lynden Nursing Services. As avid individuals and with the hope of growing old with our own families we serve our clients with the utmost patience. We provide them with valuable and concise information about what we offer he asserted. We are equipped with interpersonal skills that allow us relate to each client as if he or she were a parent or grandparent. Our relationcan be maintained with dignity and personalized attention. HLM Lynden Nursing Service LLC is a state licensed and insured nursing registry serving Broward Palm Beach St. Lucie Indian River Martin and Okeechobee Counties. There are two locations one at 6149 Lake Worth Road Greenacres and one at 2000 Banks Road Suite 201J Margate. Visit or call 561-434-5005 for more information. HERLIFEMAGAZINE.COM 25 HERLIFE MOTHER S PERSPECTIVE Get Tactile Nothing relieves the boredom blues like tactile activities. Hands-on acby r e becca flansburg tivities such as baking art projects or crafts are easy to create and allow kids to learn and have fun at the same time. Thanks to online sites such as Pinterest or families have endless resources for fun and easy craft items to create together. Cooking is a great family-friendly activity that doubles as a teaching experience for kids. Baking or preparing meals together allows kids to understand measurements the process of following directions and the importance of cooking healthy. Story Hour If you re a parent or grandparent of a school-aged child you know that encouraging them to read is not only part of their schoolwork but is oftentimes a frustrating struggle. Turn the tables for a day and create a Story Time activity in which you take turns reading to each other. Kids no matter what age still enjoy being read to and this is a great time to dust off old family favorites or books from your own childhood. Fort Building Kids love to create special hiding places forts clubhouses and hideyholes where their imagination can run wild. Forts can take many shapes and can be created by throwing blankets over dining room tables or bunk beds even small closets can be transformed into fun reading places (if you don t mind storing items elsewhere for a weekend). If you have a handful of blankets and sheets fort building can result in a weekend of giggly fun. Indoor Beach Party When it s cold outside bring the fun in Declare a Beach Day put on swimsuits and dig into the plethora of summertime toys that were packed away once the leaves began to turn and the temps started to drop. Recreate the beach with colorful towels on the floor summery snacks and even a dip into the pool bathtub. Sand toys can be repurposed as bath toys for hours of splashy fun. Act Out a Play Acting out plays doesn t have to be reserved for the annual grade school program. Parents can transform their homes into their own private you fear that any moment the cat will come running by dressed in drag. The thought of a weekend filled with whining kids begins to hover over you like your own personal rain cloud. After weighing your options you rule out running away to join the circus and decide to be proactive. Because you re a seasoned and wise parent or grandparent you know rainy days are great times for quality time learning through play and creating special memories. Enjoy Some Board Games In lieu of the scores of apps games and electronic games created to entertain kids playing board games has almost become a lost art. The oldschool games of MONOPOLY PayDay and SCRABBLE can provide hours of family fun as can newer versions such as Farkle SORRY REVENGE and Diary of a Wimpy Kid Cheese Touch Board Game. 26 HERLIFEMAGAZINE.COM I boredom blues beating the t s a rainy Saturday and you re snuggled in your favorite chair with a cup of tea and a good book. Life is good except for one thing your kids are getting restless. Although you appreciate the laid-back feeling of a dreary afternoon your beloved offspring certainly do not. They ve been cooped up in the house for hours with their boredom reaching epic proportions mini-Broadway very easily with minimal mess. Sites such as are a great place to locate free family plays for kids of all ages to act out and include the fun titles of The Pint-Sized Pirate and Beauty IS a Beast. has skits and plays for notable days such as Valentine s Day St. Patrick s Day and Mother s Day plus holiday-themed plays for Halloween and Christmas some are free others are available for a small fee. The added bonus will be the fun and excitement of building a pretend stage and props for your fantastic family production. Create a Treasure Hunt Treasure hunts are interactive creative and can be tailored to any age. Though they re typically an outdoor activity it s easy enough to shift gears and create fun indoor treasure or scavenger hunts with a little time and imagination. Start by setting some rules create clues distribute those clues so that one leads to another and then place a toy or treat (the treasure ) at the final destination. If there are multiple kids playing have them take turns reading the clues and encourage them to work together to find the treasure. Make your treasure hunt just challenging enough to keep kids engaged and excited but not so difficult that frustration sets in. If you need some help creating your treasure hunt clues visit or kids. for great ideas and printables. Although it s tempting to allow your kids to zone out in front of electronic devices the bottom line is that it will be better for their health and creativity to fill that same time with fun and stimulating activities that the whole family can enjoy. HLM Sources and HERLIFEMAGAZINE.COM 27 HERLIFE SPOTLIGHT LANE & DUCHEINE Florida where luck and fate drew them into each other s busy lives. Extremely involved in the Greek system and student government both were chancellors of the Student Honor Court and leaders of the Judicial Branch for the entire student body. Stephanie remains the only black female student Honor Court Chancellor in the University s history. Stephanie was born in Queens New York. Her parents were born in Haiti and came to the United States as teenagers. She spent much of her childhood in Port St. Lucie before attending the University of Florida for college and law school. Stephanie began her legal career as a defense attorney representing several large insurance companies and corporations such as State Farm Allstate and Wal-Mart. Allison was raised in Silver Spring Maryland before attending the University of Florida for her undergraduate and law school degrees. Allison 28 HERLIFEMAGAZINE.COM w ri tte n by j u dy go p p e r t p h o to gra p hy by p h o to s by ro o seve l t S tephanie Ducheine-Welsh and Allison B. Lane comprise the soughtafter personal injury legal team of Lane & Ducheine P Both are .L. graduates of the University of started her career with a small personal injury firm in North Palm Beach representing victims injured by the negligence of others. Although the personal injury field has become extremely competitive we have always thought it was important to stay ethical and maintain the integrity of the practice. Allison explained. We have been blessed with the ability to bring in our own business. With our tireless work ethic and rainmaking abilities we knew our own firm would be a success. We both wanted to start a firm so we would have the ability to continue our philanthropic activities while fulfilling our commitments with the local bar associations. Having our own firm gives us the flexibility to implement all of the things we believe are important to make our clients our number one priority. Lane & Ducheine is a member of the Million Dollar Advocacy Forum having earned this honor after achieving settlements and a verdict from a jury in excess of one million dollars. The attorneys in their firm have experience in multiple areas of personal injury law not just the standard auto accident claims. They handle difficult cases such as wrongful death and negligent security and most notably handle all cases from inception through trial. Many firms that practice personal injury do not litigate cases nor go to trial. We do not accept cases that we will not see through to the end Stephanie confirmed. In addition it is important to note that although we are entitled to receive a set percentage unlike most personal injury firms we never allow ourselves to get paid more than our clients. Our focus is always doing what is best for our clients. We strongly believe that if we treat our clients as family we will have continued success through word-of-mouth referrals. On the cutting edge of technology this formidable team is extremely modern. They handle cases across the state and use programs including Skype and video conferencing to be accessible. The attorneys handle all of their own case evaluations and client meetings and provide clients 24-hour access. Allison and her husband Jonathan F. Claussen a local business litigation attorney are the proud parents of a 16-month-old baby girl who brings much joy and love into their lives. I love to show her how important it is to put other people first and to always give back to the community Allison discussed. Since 2006 Allison has volunteered for the George Snow Foundation. She is the outgoing president for the Palm Beach County Florida Association of Women Lawyers. Allison was nominated by her peers as a Super Lawyers Rising Star. This honor is only awarded to two and a half percent of the lawyers in practice less than 10 years or under 40 years of age throughout the State of Florida. Stephanie attributes much of her success to the support of her family and she is happily married to Michael O. Welsh Vice President of Commercial Lending at a South Florida bank. Allison has held several leadership positions with the Junior League of Boca Raton for the last eight years. In 2011 she co-chaired the Woman Volunteer of the Year luncheon and raised over 160 000. She also co-chaired the Iron Chef event for the Boca Raton Historical Society for the last three years and is on the Society s board. Stephanie recently received the Member Service Award from the Haitian Lawyers Association. She has been an active member of this group since 2007. While its president Stephanie focused on developing and maintaining community partnerships with several entities including Sant La Haitian Neighborhood Center Florida Immigrant Coalition United States Citizenship and Immigration Services and others. Her most notable accomplishment during her presidency was spearheading the organization s Scholarship Gala that achieved record-breaking profits. As a way of giving back Stephanie has served as an adjunct professor in the legal studies and business departments at local colleges and universities and has served on the Dade County Bar Association Board of Directors. She is also a proud member of Delta Sigma Theta Sorority Incorporated and has been recognized by the Florida Bar for her pro bono efforts. Stephanie was recently named in Legacy Magazine s Top 40 Under 40. Stephanie and Allison continue to find inspiration in the results they obtain for clients and the people they help. For us it s not about the quantity of clients we have it s about the quality of service we provide. We love what we do. Holding a negligent party accountable is something we think is very important. It is satisfying to know that we can deter negligent practices which may potentially create a safer environment for others they noted. HLM Visit for more information. HERLIFEMAGAZINE.COM 29 HERLIFE TRAVEL the coolest places on earth by k ri sti n o r th c u tt N it go). o matter where you live--in the sunny desert or at the beach the frigid tundra or snowy mountains or anywhere in between--the change of seasons is sure to beckon you as another Siberia unfit for human habitation. The carnival features everything from a famous ice palace to bobsledding and ice horse racing. And instead of a grand marshal this event sports a royal family. For those who are just looking for someplace cool to go without the fanfare there s always the minus5 ice bar in Las Vegas New York Orlando or the Grand Cayman Islands to whet your appetite without making you layer up in polar fleece for too long a stint. Everything inside minus5 is made of ice the walls the bar the seats and even the glasses at the bar are all frozen. An ice carver creates the ice sculptures and continuously re- invents the experience throughout the year. The bar even supplies guests with gloves and a warm parka or faux fur coat to enjoy an LED light show while you sip on your frozen cocktails (just in case you weren t cold enough). For those with a little more adventure (and a lot more money) one of the coolest destinations in the world is the Hotel Kakslauttanen Igloo Village in Saariselkfa Finland. Visitors can choose between a glass igloo or a snow igloo each offering a different experience. Snow igloos offer a peaceful silent escape cocooned from the outside world while the glass igloos with an amazing frost-resistant thermal glass provide amazing to think of what will one day be considered one of Disney s most memorable movies Frozen. And while we can t all have a palace like an ice queen we can at least experience it for a getaway. Peek inside some of the world s coolest places and dream about what could be (then let Located only ten minutes from downtown Qu bec City the H tel de Glace is one of the world s most recognizable ice hotels and the only one in North America. It has seduced more than a million people around the world since opening just shy of 15 years ago. With its huge snow vaults and crystalline ice sculptures the H tel de Glace s dazzling decor is a close rival to Elsa s palace but not too far from home. Each year from January 5 to March 22 visitors can enter this magical universe and those who stay as guests have access to Nordic outdoor spas and a picturesque sauna. It s not a palace built by hands but this natural wonder also graces the States if you re willing to take a little hike. The Great Lakes ice cover could approach 95 percent this year for the first time in 20 years. The deep freeze gives travelers an opportunity to hike on Lake Superior s frozen surface to reach the Apostle Island ice caves. When the weather cooperates and allows the total freeze upward of 4 000 people trek to the remote Wisconsin area each weekend. You don t have to stay the night to appreci- ate being frozen. The Saint Paul Winter Carnival in Minnesota has been a tradition since 1886 after a New York journalist described the town 30 HERLIFEMAGAZINE.COM views of the Northern Lights. Steps away Santa s Resort is complete with Santa s house hot cocoa and ginger biscuits baked by elves making Igloo Village the one true Nordic experience. It s even topped off by a dreamy reindeer-drawn sled ride. This is the stuff movies are made of. The Icehotel in Kiruna Sweden is one of the world s best-known subzero palaces built from the frozen water of the Torne River. Guests can start their stay by hitching a ride to the hotel via dogsled or snowmobile. The beds are ice blocks covered in reindeer skins and are reportedly softer than you imagine. Guests trek into the frozen wilderness on horseback to see the Northern Lights. This experience is more drama and romance than the kidfriendly Igloo Village. Think honeymoon destination then let that body heat keep you warm. Across the way in Snow Village Lainiotie Finland the resort complex is only visible half of the year--because each year the entire property melts in May and is rebuilt in November (hello job security). More than 1 000 truckloads of snow are brought in each winter to complete the task. Located a short 120 miles from the Arctic Circle the resort is primarily made of snow but has plenty of ice including ice beds. Whether you venture out onto a frozen lake or try your Nordic hat across the pond there are many cool places waiting to be discovered each with its own appeal. So layer up and grab a scraper you might need one for your face depending on the place. HLM Sources Eben.Ice.Caves and HERLIFEMAGAZINE.COM 31 HERLIFE FINANCE what are they and who needs them by h o p e e . f e rg u so n living wills a living will healthcare proxy or Do Not Resuscitate order. While these tools pertain to your care in a hospital or healthcare facility if you are unable to express your wishes directly they play different roles. Anthony D. Criscuolo CFP certified financial planner with Palisades Hudson Financial Group s Fort Lauderdale Florida office says Living wills are important for adults of any age even those in good health so it s never too early to start planning. A living will is a legal document that outlines what medical treatment you would prefer in case you are incapacitated and unable to relay your wishes to your healthcare providers and family members. It can help relieve the burden of decision-making for family members and caregivers and it can reduce disagreement or confusion about the choices you would want others to make on your behalf. The American Bar Association notes that a living will is appropriate for situations in which using life-sustaining treatment or intervention may prolong your life for a limited period of time and not obtaining such treatment would result in your death. It should outline for example at what point you would choose to refuse extensive medical intervention. You may decide that if your medical providers deem you do not have a realistic chance of recovery you want to be kept comfortable through palliative care. You may specify that you d like food and water since those if delivered via intubation are considered medical 32 HERLIFEMAGAZINE.COM treatment notes Dana Cody executive director of Life Legal Guardians a group that seeks to help people protect life from conception to natural death. Topics you may wish to address in a living will include pain management options the use of prolonged life support your preferences regarding resuscitation and your desires regarding organ donation among others. While a Do Not Resuscitate order does not require a living W ho needs a living will If you are 18 or older you do. Many people aren t sure what this document is and may not know the differences among If you have been diagnosed with or are at risk for certain medical conditions you may wish to address them directly. In outlining a living will it can be beneficial to discuss your options with your primary care physician who can answer questions and suggest scenarios you might not think of on your own. Advance healthcare directives should be in writing in some states a witness or notary signature may be required. The American Bar Association and the National Hospice and Palliative Care Organization websites provide links to state-specific forms. will it is a good idea to mention it in that document if you have one said Criscuolo. If you have been diagnosed with or are at risk for certain medical conditions you may wish to address them directly. In outlining a living will it can be beneficial to discuss your options with your primary care physician who can answer questions and suggest scenarios you might not think of on your own. Further options to discuss with your physician are dialysis antibiotic or antiviral treatment or the donation of your body for scientific study. A medical or healthcare power of attorney is an advance healthcare directive in which a specific person is named to make decisions if you are incapacitated. Depending on the state in which you live this may be called a healthcare proxy agent surrogate agent-in-fact or patient advocate. This person acts for you as the executor of your will does and HERLIFEMAGAZINE.COM 33 should be carefully chosen. Make sure that you and this individual agree in terms of philosophy of end-of-life care and care choices in cases of incapacity which can happen at any age. Other advance healthcare directives include a Do Not Intubate order which prohibits the use of mechanical ventilation. Advance healthcare directives should be in writing in some states a witness or notary signature may be required. The American Bar Association and the National Hospice and Palliative Care Organization websites provide links to state-specific forms. Review these completed forms with your physician keep the originals in a safe easily accessed place and provide copies to your doctor healthcare agent and family members. You can change your directives at any time but be certain to provide copies of any changed documents to the appropriate persons. If you have a change in marital status a new diagnosis or a change in wishes consider reviewing your documents and updating them to make sure they reflect your current status and decisions. Forty-five states either provide for a POLST or Physician Orders for Life Sustaining Treatment which gives seriously ill patients more control over their end-of-life care or have such a program in development. The form name may differ by state but in effect it is the documentation of advance care conversations between the patient family members and healthcare providers and assures the patient that their wishes will be respected. As with advance directives the POLST can be changed or cancelled. It may be enough to discuss this difficult topic with your loved ones but it is safest to put your wishes in writing. A living will like other advance directives should be handled carefully to ensure it is legally binding says Criscuolo. As with a traditional will it is better not to wait until something goes wrong to make sure your wishes have the force of law behind them. Making these decisions before the time of need can empower you and your loved ones to have the level of control you want regarding your choices. HLM Sources nhpco. org and 34 HERLIFEMAGAZINE.COM top lawyers top lawyers If you find yourself on the wrong side of the law you want to ensure you have the best attorney fighting for you in court. HERLIFE s list of lawyers have years of experience with proven track records of winning cases. Don t put your future into the hands of anyone but the best and brightest the legal system has to offer special advertising section top lawyers ann desormier-cartwright Ann Desormier-Cartwright Esq. founder of Elder and Estate Planning Attorneys PA is an experienced attorney with thirty years in the areas of commercial law including construction defect and lien foreclosure professional malpractice legal and accounting malpractice real estate disputes banking securities and collections. While working for the Palm Beach County Attorney s Office she defended employment discrimination and personal injury cases and conducted construction litigation. In the last fifteen years Desormier-Cartwright has broadened her practice to include estate planning guardianships mental health probate litigation probate and trust administration and Medicaid planning. She is an instructor of the Palm Beach County Guardianship Education course sponsored by Catholic Charities and acts as a court-appointed guardian and attorney in guardianship and mental health cases in St. Lucie Martin and Palm Beach Counties. She is co-owner of Sage Title & Escrow Services Inc. with offices in West Palm Beach Jupiter and Palm Beach Gardens. Desormier-Cartwright is a graduate of Pennsylvania State University University Park Pennsylvania where she received the Gene Block Memorial Pre-Law Scholarship served as President of Pi Sigma Alpha and was a member of Phi Kappa Phi graduate honor society. She completed her JD at Boston University School of Law in Boston Massachusetts in 1984 where she was active in the Stone Moot Court Competitions and was a member of Phi Alpha Delta law fraternity. Desormier-Cartwright is listed in Who s Who of American Women and Who s Who in the World. Her professional memberships include the Florida Bar Elder Law Section Real Property Trust and Estate Section and Trial Lawyers Section and American Bar Association Real Property Trust and Estate Section and Trial Lawyers Section. She is a member of the Palm Beach County Bar Association where she has served on the Sports Alternative Dispute Resolutions Guardianship Education Probate and Guardianship Practice and Elder Law Committees. In addition she is a member of the National Academy of Elder Law Attorneys and the Academy of Florida Elder Law Attorneys. In 2012 she became an Accredited VA Attorney and in 2014 an Accredited Estate Planner. In January 2013 Desormier-Cartwright founded Elder and Estate Planning Attorneys PA with a focus on estate and trust administration guardianship law Medicaid and Veterans pension benefits planning special needs trusts probate and trust litigation real estate litigation and landlord tenant law. special advertising section 480 MAPLEWOOD DRIVE SUITE 3 JUPITER FL 33458 (561) 694.7827 OFFICE (561) 745.6460 FACSIMILE top lawyers INJURED BY THE WRONGDOING OF ANOTHER Prescription Errors Motor Vehicle Collision Animal Bites offices in West Palm Beach and Belle Glade (561) 655-9279 special advertising section HERLIFE TIE THE KNOT HILLARY & JOSHUA ti e d th e k n o t d e c e m b e r 1 2 0 1 4 them together. H illary Kelly-Plauch and Joshua Plauch recognized quickly that they were meant for each other and that each day of their lives had contributed to bringing We met in Hawaii smiles Hillary. I was on vacation there and met him at a restaurant on the beach I think we knew and felt right away that we were soul mates as if we had met before. We spent every day afterwards together. Joshua echoes her feelings. The universe brought us together. My series of decisions and choices I ve made in my life brought me to the same place at that same moment and when I saw her and our eyes met she had me--that rubber leg feeling. It was a very deep connection knowingness like I had known her before. Hillary 40 is a Top and Elite Coach for Team Beachbody helping people enjoy a more healthy and fulfilling life. She joined the company in 2009 after losing 70 pounds with one of their fitness programs and she is CEO of HK Fitness representing the company that makes P90X and Insanity. Hillary is also a non-teaching Master Scuba Diver trainer. She brings her precious sons Gaven ten and Logan six to the marriage. Joshua Plauch 30 has been a freelance photographer and graphic designer for ten years. A creative visual artist Joshua enjoys the outdoor life anything from fishing and hunting to laying out on the beach. His son Landyn three is also part of this blended family. Joshua s proposal was a very natural one for his relationship with Hillary. I will admit it wasn t your formal ritual kind of way of doing it. I guess the best way to put it would be to say that every day I spent falling more and more in love with her my time and actions had been almost subconsciously acting on their own. Only a few short weeks later I would never feel any more comfortable just casually saying that we needed to seal this fate and get married...and she said okay The blissful couple tied the knot on December 1 2014 in an intimate ceremony with just the bride and groom the bride s friend Dana France and the groom s mother Sheri Plauch . Hillary donned a simple white beach dress and Joshua wore a white linen shirt and jeans yet their casual bare feet didn t downplay the depth of their commitment to each other. I may have been nervous Joshua smiles but I was so excited to see Hillary walking my way to spend the rest of her life with me Little Palm Island Resort in the Florida Keys was an amazing and magical place for both our wedding and honeymoon reveals Hillary. We spent a few days there before and after the wedding and every detail was taken care of. It was a wonderful way to begin our lives together HLM HERLIFEMAGAZINE.COM 39 p hot ogra p hy by d a n a f ra n c e w ri tte n by m a ri l y n i sa m i n ge r businesses that shared in the love venue little palm island resort and spa hair styling and makeup dianna little palm island resort and spa photography dana france wedding coordinator karen mucci little palm island resort and spa caterer little palm island resort and spa jeweler diamonds international key west HERLIFE RECIPES meatball sliders Makes 40 sliders Prep time 15 minutes ingredients 3 cups of your favorite marinara sauce 80 meatballs thawed 40 slider buns cut in half 1 cup shredded Parmesan cheese 20 thin slices provolone cheese cut in half directions Preheat broiler and place rack six inches from the heat. Put slider halves on a baking sheet set aside. Heat the marinara sauce in a large skillet over medium heat. Toss the meatballs in the sauce and warm through. Place two meatballs with some sauce on 20 slider bun halves sprinkle with parmesan and a half slice of provolone. Place under the broiler for 2 to 3 minutes until cheese is melted. Keep a close eye to make sure they don t burn Place other half of buns back on top. Serve immediately and enjoy HLM recipes and p hot ogr ap hy by ver y c ulinar y.c om 40 HERLIFEMAGAZINE.COM Daniel Man M.D. P.A. Board-Certified Plastic Surgeon and Reconstructive Surgery Specialist Winner 2013 Aesthetic Show Best Overall Patient Enhancement Winner 2012 Aesthetic Show Best Overall Surgical Make Over Nominee 2012 Aesthetic Show for Innovative Skin Rejuvenation - Best Non Surgical Procedure Diplomate of the American Board of Plastic Surgery Fellow of the American Society for Laser Medicine and Surgery Liposculpture and PRP L iposculpture is a cosmetic procedure used to change the shape contour or balance of the face by injecting fat or other fillers under the skin. One type of filler autologous fat is harvested from the patient s own body. It offers a unique advantage and has helped to usher in a whole new age of liposculpture. New Platelet-Rich Plasma or PRP is a process that uses the patient s own blood which contains platelets that carry with them healing capabilities as these platelets not only make the fat take better but also make the skin heal faster and better. Platelets contain important growth factors that are basic building blocks necessary for our daily healthy body functions. I have written about this science extensively in our plastic surgery journals. These articles are available for you to read upon your special request. How do we obtain the PRP and how do we use it We help patients by taking a small volume of their own blood. We place this small amount in a special kit and allow it to be centrifuged over a few minutes. The end product is PRP that contains growth factors and what is generally known as stem cells. This product can be injected by itself as part of the skin rejuvenation or added to fat in the process of liposculpture. It can even be painted over the skin while PRPEN is used as part of skin rejuvenating with micro needling. To learn more and schedule your free PRP consultation call us at (561) 395-5508. advances in harvesting storing and injection have made autologous fat a very desirable option in facial restoration and anti-aging and it is especially useful for facial contouring and enhancement. Patients are extremely happy to find out that fat is an excellent volume-building material. Many studies support the idea that our face and body suffer from loss of important structure as aging takes over patients lose volume in anatomically well-designated and documented pockets. As fat and bone volume is lost sinking takes over. Sinking leads to sagging. As this process become more noticeable patients look older. The remedy for this situation is to replenish the lost volume. Fat is a wonderful solution as it is part of our body is readily available and when it is put back where it was lost it not only replenishes the volume but also improves the overlying skin. This fat replenishing is called liposculpture as it sculpts the aging volume loss with living tissue. Dr. Daniel Man is a board-certified plastic surgeon with 30 years of experience who has dedicated his life s work to helping people look younger and improve their appearance through cosmetic surgery. He is a noted author artist inventor and educator. Dr. Man has been featured on major television networks as well as national and local magazines and newspapers for his work as both a plastic surgeon and an artist. Dr. Man has a private practice in Boca Raton Florida. Email your questions or comments to info or call (561) 395-5508 for an appointment. HERLIFE SPOTLIGHT As we age what will happen to us should not be the biggest challenge we face. We should have the opportunity to enjoy life cherish moments love our family and keep alive the traditions of past generations. health care insurance options available and knows well the laws affecting the elderly. Just this month she became an Accredited Estate Planner. I was raised in Lincoln Rhode Island the fourth of five children. My parents are first-generation American born my father s family is from Montreal Canada and my mother s family is from Italy. My mother is the eleventh of twelve children she noted. I attended Lincoln Junior Senior High School a public high school known for its great sports programs. I graduated number two in my class in June 1977 after already starting my summer classes at Penn State University where I majored in pre-law. Ann graduated with high distinction in March 1981. She originally intended to become her father s lawyer in his roofing company but that changed when he decided to liquidate the company and retire during her first year of law school at Boston University School of Law. My parents were retiring to Florida so I followed them my second year of law school and landed a clerking job in a firm in North Palm Beach she revealed. My job included researching legal issues for all the departments in the firm. After clerking for a summer I was offered a position as a commercial trial lawyer upon graduation conditioned upon passing the Florida Bar. I passed the bar and worked for that firm for three years. She moved to another firm for a year practicing condominium law and general litigation. Within that year she moved her practice to a medium sized firm with a general practice. It is there she had her introduction to guardianship probate and estate planning. I continued to practice in the commercial arena trying construction and real estate cases while helping the probate and estate planning department when needed for court. I handled as many wr it t en by judy gop p e r t p hot ogr ap hy by p hot os by r ooseve l t guardianship cases as I could intertwining my trial practice and newly acquired elder law area. Guardianship is a court proceeding in which someone is appointed to stand in the shoes of an affirmed person to make decisions when the affirmed person cannot. Often those in a guardianship needed long-term care so I began to study how to plan for and apply for Medicaid N o attorney understands this on a deeper level than Ann Desormier-Cartwright a devoted mother daughter sister and advocate for senior citizens in our community. She guides her clients through the myriad of financial decisions that arise understands the Social Security system and ANN DESORMIERCARTWRIGHT benefits. Family is everything to her and she understands that closeness and being a part of her field hockey and basketball teams in high school helped her to learn how to encourage and motivate her own team at her office with whom she has worked since she opened her firm in May 2005. I opened my own practice solely relying on my marketing efforts to generate income for my office. Within one month of opening my father was diagnosed with multiple myeloma. He and my mother were living with me and my 15-year-old daughter at the time she explained. During that time I provided much of the advocacy for his care because at times he was unable to do so. My family was of great help to this process. My friends and family provided great support during this emotional and trying time of my life. I traversed the veterans health care system and the Medicare program quickly learning what each paid for and did not pay for. I practiced only part time to focus on my father. It took a toll on me financially but I would do it again in a heartbeat because my father did so much for me my whole life. Seven months after his diagnosis he died. My mother moved back north within four months of his death. I coordinated her transfer back to Rhode Island and I continue to help from afar. Now my mother is 90 and moved into an assisted living facility recently. In 2009 Ann began to expand her practice to include veterans pension benefits. That required becoming VA accredited which necessitated taking courses in VA pension benefits. She became accredited in 2012. She sets herself apart in her industry with some unique techniques. In my commercial trial practice I litigated over words the meaning of them their use as well as missing words Ann clarified. I bring that trial experience to my practice whereas most estate and elder law planning attorneys do not have any trial experience. If disputes arise I can take the matter to court if needed. I provide planning for families including planning for special needs persons and I do my best to anticipate the needs of my clients through comprehensive planning. I also offer my clients an affordable maintenance program so I can meet with them every year to review their financial and health conditions and recommend changes if needed or recertify their qualification for benefits. The process of applying and qualifying for long-term care benefits can be overwhelming to say the least. Ann helps families understand how to apply for these benefits and to structure finances so the applicant will qualify. She also provides an understanding of the consequences of not preparing for long-term care. Each person has about a 70 percent chance of needing long-term care before they pass and only 17 percent of wartime veterans take advantage of pension benefits. Ann volunteers her time to teach the court-ordered guardianship course for each guardian appointed by the court in Palm Beach County. She also presents regularly in churches synagogues assisted living facilities home care companies and skilled facilities about elder and estate planning wills versus trusts and probate and trust administration. I am a member of the Elder Law Section of the Florida Bar and Veterans Benefits Committee. In addition I am a member of the Guardianship Education Committee and Probate and Guardianship Practice Committee of the Palm Beach County Bar Association she reiterated. I experience so much satisfaction knowing that I am helping families preserve assets legally and helping them qualify for long-term care benefits. I also love hearing the stories of the elderly. So many seniors experienced triumph when times were not so easy. Their determination is such an inspiration. Her motto is See me before you go see me before I go I want your documents in place so you are good to go. TM HLM Visit for more information. HERLIFEMAGAZINE.COM 43 HERLIFE SCENE AND BE SEEN Estella Pyfrom Receives Standing O-Vation Award p hot ogr ap hy by c our t es y o f h a rp o stu d i o s i n c . ge o rge b u r n s prah s The Life You Want Weekend Oprah Winfrey s eight-city arena tour announced the sixth Toyota Standing O-Vation award recipient on October 25 in Miami Florida. The award recognizes extraordinary people who are making positive changes in their communities and inspiring others to do the same. Oprah Winfrey and Team Toyota brand ambassador Amy Purdy Dancing with the Stars finalist and Paralympic bronze medalist honored Estella Pyfrom of Estella s Brilliant Bus a Miami-based program created to bridge what Estella calls the digital divide the lack of computers and technology in schools of underserved neighborhoods. So far Estella s program has reached more than 61 000 children she hopes to increase the number of buses to expand her program nationally. As a recipient of the Standing O-Vation award Estella s Brilliant Bus will receive a 25 000 grant from Toyota in support of its commitment to making computers and technology accessible to underserved children. To learn more visit HLM O Office Depot Foundation Women s Symposium pproximately 300 women business leaders came together October 7 for the inaugural Office Depot Foundation Women s Symposium at Office Depot Corporate Headquarters in Boca Raton. In an atmosphere inspired by innovation and collaboration the symposium helped women gain a new understanding and appreciation of how to become even more successful. The theme was Maximizing Success through Innovation and Collaboration. We believe that innovation and collaboration are fundamental principles that must be present in order to achieve success said Mary Wong president of the Office Depot Foundation. We thank everyone for believing in our vision for the inaugural symposium. Attendees included individual entrepreneurs consultants and representatives from small businesses mid-size companies major corporations the nonprofit sector and the education community. JKG Group was the presenting sponsor and the networking reception was sponsored by Office Depot. To learn more about the Office Depot Foundation visit HLM photography by carlos aristizabal 44 HERLIFEMAGAZINE.COM A Palm Beach State College Women s Empowerment Forum alm Beach State College and Corporate and Continuing Education in conjunction with presenting sponsor PNC Bank hosted the final installment in the Women s Empowerment Forums at the Palm Beach Gardens campus December 2. The event featured guest speaker Dr. Maria M. Vallejo Provost Palm Beach State College Lake Worth. Dr. Vallejo s topic Wish I Knew Then What I Know Now Lessons in Leadership was a frank discussion about her professional journey in which she offered that empowerment comes from within knowing yourself staying true to what inspires us and being able to rebound from setbacks by learning from our mistakes. Corporate and Continuing Education at PBSC provides highly recognized training curriculum at affordable prices to help businesses of all sizes to develop a quality workforce. The next Women s Empowerment Forum will be a panel breakfast on February 27 at 7 30 a.m. For more information contact Lisa Fikki at( 561) 207-5708. HLM photography by karina silva P HERLIFEMAGAZINE.COM 45 HERLIFE REAL ESTATE your home s market value by k a th l e e n k r u e ge r K 46 nowing the market value of your home is an important part of preparing to sell or refinance but understanding how an appraiser determines the overall value of your home can be something of a challenge. This especially holds true for homeowners or prospective buyers who have reviewed the tax assessment value of a property only to find it may differ from the appraised market value price by thousands of dollars. To better understand the market value of a home it s vital to first understand how the value is determined and the factors that can have an effect on the final total. Fair Market Value versus Tax Assessment Value Fair market value is a term used to describe the price for which a particular home should sell under normal market condiHERLIFEMAGAZINE.COM Factors as obvious as the average crime rate and as surprising as location relative to busy intersections the perceived success of the community s school system or the quality of a view can have a bearing on a home s fair market value. tions. This is the price at which a buyer and seller with a reasonable amount of knowledge about property values in a given area could agree to a purchase arrangement and it can be determined by the location condition and size of a home as well as important market data metrics and the state of the housing market in the area in which the home is located. Tax assessment value is typically determined as a percentage of fair market value and it may only be assessed every five to ten years by county or state government bodies. Reviewing tax valuation information for your own property or one you re thinking of purchasing can give you a very basic estimate but is not considered an accurate determination of the market value for several reasons. Long periods between reassessments may mean that newer property improvements are not reflected in the total value. In addition the market value may escalate (or possibly shrink) between reassessments and the tax valuation may not reflect this trend. Exemptions on property taxes can also lower the overall tax assessed value. While the tax valuation of a property does factor into the market value determination made as part of an appraisal it s only one small part of a relatively lengthy process. In order to obtain more accurate information about the fair market value of your home or one in which you have an interest in purchasing a professional appraisal is required. What Is a Home Appraisal The best and most effective way of learning the overall market worth of a home is to obtain an appraisal from a licensed professional. A licensed appraiser will not only consider the condition and location of the home but also current market trends in the immediate area. The home s amenities the number of bedrooms and bathrooms and overall floor plan functionality will be assessed. Total square footage along with the size of porches garages and basements which aren t considered living space will factor into the equation. Significant assets or upgrades such as pools fireplaces and decks will also be reflected in the market value. In the vast majority of cases appraisers who evaluate single-family properties will use Fannie Mae s Uniform Residential Appraisal Report to determine the fair market value of a home. In addition to sale prices of comparable homes recently completed in the nearby area this report also asks appraisers to evaluate the neighborhood in which a home is located the exterior of the property and the interior spaces. Needed repairs both minor and major will be reflected in the appraisal price which is also affected by public land records tax records and collected real estate market data throughout your area. If there are some home improvement projects you ve been meaning to tackle it s wise to do so before obtaining an appraisal on your home so the most accurate value is reflected in the final report. The physical condition size and amenities of a home will play a significant role in determining market value but the neighborhood where it s located will also contribute to the number. Factors as obvious as the average crime rate and as surprising as location relative to busy intersections the perceived success of the community s school system or the quality of a view can have a bearing on a home s fair market value. Determining Market Value Yourself If you re looking for the market value of your home out of curiosity or as part of your personal financial planning process it is possible for you to use these metrics to determine an estimated value of your home yourself. While doing so may give you some peace of mind and a sense of satisfaction it will not be enough to obtain a mortgage or a home equity loan. Lenders use the market value of a property as part of the underwriting and loan approval process and will require the figure to be calculated by a licensed professional. Even the most thorough and accurate do-it-yourself appraisal will be considered inefficient for the purposes of refinancing taking out a second mortgage or obtaining a mortgage for a new home. HLM Sources and HERLIFE IN THE CITY january 1 The Hobbit The Battle of the Five Armies An IMAX 3D Experience 22 Bridal Elegance DATE January 22 TIME 5 30pm - 9 00pm LOCATION Palm Beach Gardens Marriott 4000 RCA Blvd. West Palm Beach DETAILS Bridal Elegance 2015 is the premier bridal show with more than 2 000 people in attendance. It is an intimate bridal show that allows exhibitors to interact one on one with brides grooms and their families. Vendor opportunities and sponsorships are available. 10 per person. MORE INFORMATION To become a sponsor or vendor call Cristina Baerga at (954) 422-2608 DATES January 1 through January 15 TIMES Vary LOCATION Museum of Discovery and Science and AutoNation IMAX 3D Theater 401 SW Second Street Fort Lauderdale DETAILS From Academy Award -winning filmmaker Peter Jackson comes The Hobbit The Battle of the Five Armies the third in a trilogy of films adapting the enduringly popular masterpiece The Hobbit by J.R.R. Tolkien. The Hobbit The Battle of the Five Armies brings to an epic conclusion the adventures of Bilbo Baggins Thorin Oakenshield and the Company of Dwarves. MORE INFORMATION Call (954) 463-IMAX for show times. 23 It s All About You DATE January 23 TIME 9 00am - 5 00pm LOCATION Palm Beach Airport Hilton 150 Australian Avenue West Palm Beach DETAILS Connect with other successful women and energize your life. Fabulous speakers lunch wine sommelier silent auction and transform yourself transform your life amazing make-over contest. Silent auction will benefit Burckle Place a women s program of The Lord s Place. Tickets are 160 and include breakfast lunch cocktails gift bags and more. MORE INFORMATION Visit all-about-you or call (561) 315-9110. 16 Restore & Renew Yoga Retreat DATES January 16 through 19 TIMES Vary LOCATION Dominican Republic DETAILS Resolve to keep happy and healthy in the New Year by kicking it off with two days of pampering on and off your mat in the incredible Blue Bay Hotel in Puerto Plata Dominican Republic. The magic here emanates from the fusion sun sand mountainous landscapes of fruit fields and the flavors of international cuisine. Lourdes Sanchez and Nulise Santana lead the twicedaily yoga sessions mindfully combining meditation and pranayama tools to get you into a state of bliss and purpose for the year ahead. The opportunity to embrace or deepen your yoga practice in one of the Dominican Republic s most beautiful spots with two incredible teachers will serve as a portal to launch your personal transformation in 2015. MORE INFORMATION Tickets are available at retreat. 24 Super Fantastic Life Retreat DATE January 24 TIME 9 00am to 3 00pm LOCATION Private location to be disclosed with registration Lake Worth DETAILS Begin 2015 with a super fantastic bang Dr. P K. Roberts is offering . a formula for this lifestyle through a day of spiritual self love. Come learn and experience life through the eyes of this great woman who has survived the challenges associated with the death of a loving husband of 35 years the transitioning from an Army chaplain of 25 years and re-identifying the second Book of Life. Cost 197 and includes breakfast and lunch powerfilled curriculum on self love pampering massage and special surprise from Dr. P K. . MORE INFORMATION Contact Dr. Pekola Roberts at (586) 747- 8000 or drpkroberts 17 Your Irresistible Influence One Day Conference DATE January 17 TIME 8 30am 6 00pm LOCATION Courtyard Marriott 2440 W Cypress Creek Road Fort Lauderdale DETAILS For direct selling and network marketing women. Speakers will discuss how to build your direct sales and network marketing teams with a blueprint to build your team. Vendor tables and sponsorships are available. MORE INFORMATION Visit or call (954) 7816629. 48 HERLIFEMAGAZINE.COM 2015 Love Resolution Workshop DATE January 24 TIME 9 00am - 6 30pm LOCATION Gallery One Hotel 2670 East Sunrise Boulevard Fort Lauderdale DETAILS Imagine what it will feel like on December 31 2015 when you look back on the love resolutions you set in January and the joy you will feel at knowing that not only did you keep them but that the life and love you re experiencing are beyond your wildest dreams Whether you are single and looking to create new love in 2015 or you are in a relationship and you want to renew the love you already have you will walk away from this workshop knowing that you are stepping into 2015 with the vision you need to make the relationship of your dreams a dream come true Tickets are 127. MORE INFORMATION Visit 2015LoveResolution to learn more. Street West Palm Beach Florida DETAILS The Susan G. Komen South Florida Race for the Cure is the oldest educational fundraiser of its kind in the Southeast U.S. and attracts more than 18 000 participants and supporters. The family-friendly event raises money to fund breast cancer research and breast health efforts for men and women from Boca Raton and West Palm Beach in the south to Jupiter Port St. Lucie and Fort Pierce in the north. Participant fee ranges from 25 to 45. The proceeds will benefit Susan G. Komen South Florida. Co-Presenting Sponsors FPL South Florida Ford Premiere Sponsors MIA 92.1 FM WILD 95.5 KOOL 105.5 WPTV NewsChannel 5 Platinum Sponsor Good Samaritan Medical Center. MORE INFORMATION Visit race to register or to make a donation. For more information call Jennifer Miller Development and Events Coordinator at (561) 514-3020 ext. 10. All calendar events must be submitted by January 31st for consideration in our March issue. Please include event location date details and contact information and email to karen Events considered for publication are normally limited to community wide charity events or events hosted by our advertisers. We cannot guarantee that all events submitted will be published. HLM 30 Decide to RISE Your Visions Realized 2015 DATE January 30 and 31 TIME January 30 5 30 - 8 30pm January 31 9 00am - 5 30pm LOCATION West Palm Beach Marriott 1001 Okeechobee Blvd. West Palm Beach DETAILS Experience a new and unique way to plan and create the life and business of your dreams in 2015. Use the laws of the universe and access of your higher and wiser self to map out and create your life and business visions for 2015. Predict with certainty the events opportunities and wins you are meant to experience via our guided vision boarding process. Receive to create and practice your very own daily prayer to powerfully attract your favorite clients all the money you desire and an ever-growing business. Learn from our relationship coach how to set love resolutions for yourself and in your significant relationships. Use DESIRE Mapping to create a strategy and action plan for 2015. MORE INFORMATION Call Tasha Chen at (772) 341-9427 to learn more. 31 The Bad Girls of the Bible DATE January 31 TIME 2 00pm and 6 00pm LOCATION The Borland Center for Performing Arts 4885 PGA Boulevard Palm Beach Gardens DETAILS Journey with us as we venture beyond the surface of understanding in The Bad Girls of the Bible inspirational stage play. Stories of passion lust jealousy and betrayal will unfold right before your eyes as we take an inside look at their struggles. Enter promo code HERLIFE and get a ticket for 20. MORE INFORMATION Visit for details. 2015 Susan G. Komen South Florida Race for the Cure DATE January 31 TIME Registration begins at 5 30 a.m. LOCATION Meyer Amphitheatre Downtown West Palm Beach 104 Datura HERLIFEMAGAZINE.COM 49 HERLIFE MIND MATTERS relaxation without the drama wr it t en by d r. p hil h e l l e r p h o to gra p hy by k a re n a l l ey n e - m e a n s H appy New Year We just rang in 2015 which is exciting. At the start of a new year we traditionally make important promises to ourselves and our family. Last year we learned that we live in an extremely stressful time. The world around us is so turbulent and we still must deal with our everyday stressors. There was a recent cartoon in The New Yorker in which a patient tells his therapist I ve stopped watching the evening news because it made my problems seem so insignificant. Imagine stress filling a big cauldron that sits in the hearth of an old cabin. There is a fire under the vessel which is pressure from the outside. There are stressful elements in life swimming around in the pot. As the heat and the ingredients increase we become vulnerable to boiling over. In professional sports the basketball coach throws a chair across the court. Recently the coach of the New York Jets was fined 100 000 for us- ing profanity and this was not his first time. Some of my patients needed to learn management of stress. One man threw his wife through a glass door. Another who thought he could cater to all of the wife s demands hit a point where he destroyed all the Christmas decorations. As the cauldron grows so does the danger. A while ago I was involved in a case in which a man became so stressed that he developed an autoimmune disease. However a critical moment came when a gun appeared and the wife was killed. Now our friend has 30 years to reflect on how to manage stress. As I told my class in criminal psychology most of the people I have met always want to return to the few minutes just before the incident. We are all vulnerable to the chaos in the cauldron and it need not be anger induced. A woman came in overwhelmed with family illness. Her husband was an invalid totally dependent on her and she recently learned that her grandchild suffered a mild head injury. These stressors created a sense of despair and she needed to gain control of her life. When I mentioned relaxation techniques this busy and pragmatic woman immediately resisted saying I don t have the time or the agility for yoga. I don t want to go to a place with New Age music and everyone seems spacey. I needed to impress on her that relaxation and meditation are essential to health and they need not involve going to dramatic environments with music and accouterments. The investment in relaxation and meditation may take only an hour a day but it is a time you entrust to you. It can make you feel better avoid stress-related illness and make you clearer in your thinking. Over the summer my wife and I spent some time at a retreat with proper eating exercise classes and lectures on health. My favorite was those little enclaves of flowers and water where one could find solitude and comfort. It was here I could meditate and get in touch with me. If one has difficulty with entering into meditation they can begin with a prayer which can provide the map to begin a journey into oneself. Life is very real and so is our health which we must protect. We need to dedicate time for relaxation meditation. There are patients you may consider Type-A personalities. They can be competitive with an impatience. They can be aggressive and demanding with a tendency to alienate others. This personality type has been related to hypertension heart disease and social isolation. This personality type can benefit from an hour a day of relaxation meditation. People even the Type A are beginning to realize the truth about meditation which is stimulating the development of meditation studios. In Manhattan one studio invites people to attend an 8 00 a.m. session for 20. Ninety people show up to the session which is significant. Patrons are competitive Type As who may network after the session but see the health benefits of meditation and relaxation. Let us make a resolution to dedicate an hour a day to relaxation. It does not mean we are lazy but means we are getting healthy. HLM 50 HERLIFEMAGAZINE.COM